Effective leadership qualities are found in the person who has passion and vision to do something big. Determined leader is the one who have very important quality of achieving a particular aim of life. One needs to be honest and confident to be a good leader. Positive attitude leads to the leader with positive and effective leadership. One needs to be confident as confidence is something that makes the expressions and the emotions more impact full. Use of right tone full of confidence lets the individual to give correct impressions on others.

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Many changes have been found in Indian Banking over long period of the time after the Reserve Bank of India got established in 1935. Before the creation of Reserve Bank of India, The Imperial Bank of India looked after the functions of it. All India Rural Credit Survey Committee gave its report giving the recommendations for creating the integrated, state partnered, strong, state sponsored commercial banking institution with the machinery that is effective and is spread all over India. Then comes the another phase of banking that is social banking which was undertaken during 1966 as private banks were not providing required help in form of unorganized sector. Each leading sector at that time in India was closely related with promotion.

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The main aim of communication is giving and receiving information through different kind of mediums like that of verbal, written or through body language, signs and expressions. Basically information is different from that of data. Data is simply the sign, symbols or characters without meaning where information means a processed data which have some meaning and value in its own. Bare accounts of assets, capitals, liabilities etc give no information and are just merely a data. However when this same things are arranged in a balance sheet form to give a financial position of a business it is called information. Information is a commodity that is versatile. It increase analytical skills and decisive power and guide the information towards efficiency of economy. In business one need different information to interpret the position of the business. Information is like lubricating oil that keeps the functioning of the business smooth. It is very important to make the information in the business up to date and the data processes is arrange in such a way to make it useful for the business. In order to get the precise information one needs to create the system in the company which let effective data flow and smooth functioning.

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Due to globalization, the banking sector has been spread to the greater extent. As a result of this our financial services have been exposed to number of changes in the market. As far economy is concerned we need to opt proper guidance towards risk management. Banks acts an intermediator for channelizing the funds through mobilization and funds’ deployment. It results in exposure to different types of the risk like that of credit risk, liquidity risk, interest rate movement risk, foreign exchange risk etc.

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Another important aim of the communication is the suggestion. The suggestions are normally are upward in the nature and this is mainly because of the reason that these are actually the proposals that are given by the subordinates that are higher than them and also it indicates the change that is very essential for the procedure that already exists.

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