Since the earlier ages, the writing has been used as the communication tool. Earlier only symbols or pictures were used to communicate. It helped in evolution of the civilization and also its development. The process of reading makes the man complete but the process of writing makes the man exact. The exact meaning of the thoughts of the person increases with the help of the writing skills. The audio-visual growth of the communication process has been increased but the importance of written communication has not decreased. It is also of equal importance and plays a vital role in the communication process today also. If a person knows to use his pen effectively then he is all ready to influence the other people by his writing power and is able to change the thinking of others with the help of this skill. If the writing is taken away from a workplace then there is nothing that is worth left at that place. Hence writing plays an important role in the process of the communication. It is not important that all the people who are successful are good in writing. However there is close relation of writing skill and the success.

Continue Reading »

The first question that may strike a reader can be that are the doctors some what different or do they require some special kind of the financial planning? The reply can be yes at times and even no at some other times depending on the different types of the situations. The doctors are also the human beings and hence they also behave like their patients in most of the cases which is one of the most solid reasons they should look out for a structured approach in the management of the money. Yes there are some specific challenges in the life of the doctor so at that times, they will need a specific and some what more of the attention. The doctors generally start earning in the late 20s unlike the other professions like that of the engineering or the C As because of the reason of the pattern of the studies towards the various types of the specialisations. Getting the degree of the doctor is a result of the hard work that is done for the several years in the field of the academics followed by the many years of the training and then spending the huge sum of the money. The M B B S, the post graduation, the specialisation etc., all of this takes quite of the time of their youth and the initial money compounding years.

Continue Reading »

The nation has seen such situations that the various sectors of the nation were not expecting at all. The various decisions that have been taken by the government of the India like of the Demonetisation or the coming up of the GST, the various sectors of the society have been left with a shock and are still in the shock, trying to recover from the situations that has caused a huge drop down in the there graph of there growth. One of the sectors that have been really hit in the recent time is that of the Informal Sector that is still in a huge shock as the GST paper work has caused a blockage in the working capital. The major reason that has been conveyed by the various economists in India or even by the various economists present worldwide, say that the nation was not at all ready for these drastic changes as the necessary preparations were not at all in the place to cope with all this. According to the recent Trade and Development Report, 2017 from the UNCTAD, Geneva, India and the China are no longer the growth poles of the world. The global economy needs a stimulus because its growth rate slowed down to 2.5 per cent from the 3.2 per cent in the pre-financial crisis days and India did provide a boost in the past. Today India’s GDP growth has slipped to a lower position than China’s (6.7 per cent). While china has experienced high growth for the nearly 3 decades, today it is facing a challenge of the high wages and the high input costs. For India it is facing a different type of the challenge as in the case of India it is a very different story. The industrial and the export sectors growth have slowed and the service sector growth has been facing the problems for almost a year. The informal sector has been badly hit by the demonetisation and the GST and it’s as a result of all this, the output has contracted. The decline in the output of the informal sector when properly measured will show even a sharper decline in the GDP growth than the 5.7 per cent recorded in the April-June quarter of 2017-18. The unorganised or the informal sector constitutes an important part of the economy contributing, according to the landmark National Commission for the Enterprises in the Unorganised Sector Report (2009), 50 per cent of the GDP. Even though it employs around the 90 per cent of the labour force, the conditions of the work in the sector are dismal and the demonetisation has hit it very hard.

Continue Reading »

BPC stands for Best Practices Code. It is connected to the procedural rules for doing the transactional relation with banks. The main aim of BPC is that these rules should be kept in mind and should be kept well documented as compared to the national and international practices and improvement is made in light of gained experience. Preparation of BPC includes investigation of all procedures, activities, products, processes and systems.

Continue Reading »

Personality development is necessary in order to make complete person who have positive thought process along with confidence in himself, the better communication skills and the healthy physical and mental state of the body. Personality is not linked with the outer look of the person. It is also linked with the inner beauty and how a heart of a person is like. Earlier parents were hardly aware of the importance of the personal development and the grooming of a child. If a child is groomed properly from the childhood then it will be embedded in his personality forever. One can learn properly learn the communication skills that are included in the personality development of an individual. These are the basic traits of the person that differentiate on from the other person. Dressing nicely is not only a part of the personality development. If a person is dressing nicely but he is using abusive language his personality will not be said to be developed.

Continue Reading »